The Man Behind the Name

Robert Heath Jr.

Entrepreneur. Business Builder. Innovator.

For more than 36 years, Robert Heath Jr. has built businesses, developed entrepreneurial concepts, and pursued opportunities across the mortgage, real estate, hospitality, and service industries.

His entrepreneurial journey began in childhood, working in his father’s restaurant and learning firsthand the value of hard work, customer service, and business ownership.

In 1990, at just 20 years old, Robert entered the mortgage industry, founding New Jersey Home Funding Group alongside his father. What began as a family business grew into a multistate mortgage operation, employing dozens of professionals and participating in more than $2 billion in residential mortgage fundings.

Throughout his career, Robert’s entrepreneurial achievements have attracted local and national recognition, including business advisory recognition, invitations to the White House, and appearances in financial and news media.

His ventures have extended beyond financial services into restaurant ownership, hospitality, vending, and innovative real estate business models.

Today, through Robert Heath Jr. Enterprises, he continues developing businesses designed to challenge conventional approaches, create opportunities, and build lasting value for future generations.

Building Businesses Throughout Generations.

Robert Heath Jr.

entrepreneurial experiences

2026
THE JOURNEY • A LEGACY OF LEADERSHIP
2026

Robert Heath Jr. Enterprises — umbrella brand bringing together established ventures and new concepts.

THE JOURNEY • A LEGACY OF LEADERSHIP
2026 | Modern Virtual REWA and new ventures

Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.

THE JOURNEY • A LEGACY OF LEADERSHIP
2026 | Modern Virtual REWA and new ventures

Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.

THE JOURNEY • A LEGACY OF LEADERSHIP
2026 | Modern Virtual REWA and new ventures

Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.

2025
THE JOURNEY • A LEGACY OF LEADERSHIP
December 27, 2025

Following a serious accident, Robert underwent surgery and extensive rehabilitation, including learning to walk again.

2023
THE JOURNEY • A LEGACY OF LEADERSHIP
2023–2024 | Marquis Who’s Who in America
2023–2024 | Marquis Who’s Who in America

Marquis Who’s Who in America (2023–2024): Robert R. Heath Jr. was approved as a subject of biographical record in Who’s Who in America, as documented by the original Marquis Who’s Who Publications Board certificate.

2022
THE JOURNEY • A LEGACY OF LEADERSHIP
2022 | Merger into Aceland Mortgage

Merged New Jersey Home Funding Group into Aceland Mortgage and shifted focus toward hospitality. Website link: “Robert Heath Jr. Hospitality — The Creation of The Bobfather.” The separate Hospitality page begins with Meadows Diner and Pumptown Corners, then covers later restaurant ventures.

2021
THE JOURNEY • A LEGACY OF LEADERSHIP
2021
Testing
Testing

Robert appeared on Bill Spadea’s New Jersey 101.5 radio program three times. Original photographs show Robert with Bill Spadea and colleague John Krilla, and at the station.

2020
THE JOURNEY • A LEGACY OF LEADERSHIP
2020 | REWA 1.0 — FSBO Lender Listing Service
2020 | REWA 1.0 — FSBO Lender Listing Service

The FSBO lender listing service operated as REWA 1.0, building on the homeowner-marketing ideas documented in March 2004 and preceding the modern Virtual REWA concept.

2017
THE JOURNEY • A LEGACY OF LEADERSHIP
2017 | Channel 9 — Chasing News

Appeared in a televised Channel 9 Chasing News interview discussing mortgage-related issues and consumer advocacy, filmed in Robert’s former office. Video posted approximately 2017; exact original broadcast date not independently confirmed. Original video: https://www.youtube.com/watch?v=PNyiRu5FCl8 Original interview video archived — https://www.youtube.com/watch?v=PNyiRu5FCl8.

2011
THE JOURNEY • A LEGACY OF LEADERSHIP
2011 | Learning by doing

The young man with a high school diploma had become a mortgage banking expert helping educate attorneys—an achievement built on real-world experience.

THE JOURNEY • A LEGACY OF LEADERSHIP
2011 | Foreclosure defense CLE program
2011 | Foreclosure defense CLE program

Participated alongside attorney Kevin Hanly, Esq., in a foreclosure-defense educational program for attorneys. Drawing on hands-on mortgage banking experience, Robert helped educate legal professionals about foreclosure in the modern marketplace. The original flyer indicated CLE credits pending; approval status to verify.

2008
THE JOURNEY • A LEGACY OF LEADERSHIP
2008 · January 31
2008 · January 31

Certified Mortgage Planning Specialist (CMPS) credential; certificate records member since January 31, 2008.

2006
THE JOURNEY • A LEGACY OF LEADERSHIP
2006 · December
2006 · December

Attended Governor Richard J. Codey’s Christmas party.

2005
THE JOURNEY • A LEGACY OF LEADERSHIP
2009 | CNBC — The Closing Bell
2009 | CNBC — The Closing Bell

Appeared on CNBC’s The Closing Bell for a television interview. Original video archived.

THE JOURNEY • A LEGACY OF LEADERSHIP
2005 · June 10
2005 · June 10

Named to a Presidential Honor Roll by a congressional political committee.

THE JOURNEY • A LEGACY OF LEADERSHIP
2005 · April 29
2005 · April 29

Invited to serve as honorary chairman of the House Majority Trust / President’s Dinner (invitation issued by a political organization).

THE JOURNEY • A LEGACY OF LEADERSHIP
2005 · February
2005 · February

NJHFG promoted free homeowner marketing and FSBO listings in Homes in Jersey.

2004
THE JOURNEY • A LEGACY OF LEADERSHIP
2004 · July 21
2004 · July 21

Received invitation to the President’s Dinner in Washington, D.C.

THE JOURNEY • A LEGACY OF LEADERSHIP
March 2004 | Original roots of Virtual REWA
March 2004 | Original roots of Virtual REWA

An Asbury Park Press article documented an early homeowner marketing and FSBO concept—the original roots of what would eventually evolve into Virtual REWA.

2001
THE JOURNEY • A LEGACY OF LEADERSHIP
2001 · selected year

Penn Federal Savings Bank merchant recognition. Exact award title (Merchant of the Quarter versus Merchant of the Year) remains to be checked against original plaque.

2000
THE JOURNEY • A LEGACY OF LEADERSHIP
2000s · date TBD
2000s · date TBD

New Jersey Home Funding Group listed in Money magazine’s mortgage rate comparison.

THE JOURNEY • A LEGACY OF LEADERSHIP
2000s · date TBD

Appointed to the Congressional Business Advisory Council, preceding the presidential dinner invitations.

THE JOURNEY • A LEGACY OF LEADERSHIP
2000s
2000s

Led mortgage operations with four regional offices across New Jersey, Pennsylvania, Nevada, and Florida.

1998
THE JOURNEY • A LEGACY OF LEADERSHIP
Circa 1998

Father retired; Robert continued leading the mortgage business.

1994
THE JOURNEY • A LEGACY OF LEADERSHIP
Circa 1994

New Jersey Mortgage Company was renamed New Jersey Home Funding Group (NJHFG).

1990
THE JOURNEY • A LEGACY OF LEADERSHIP
1990
1990

Established New Jersey Mortgage Company with his father. The original advertisement reports $15 million in mortgages originated June–December 1990.

THE JOURNEY • A LEGACY OF LEADERSHIP
1989–1990 | Dime Savings Bank
1989–1990 | Dime Savings Bank

Learned the mortgage business at Dime Savings Bank. This was the last time Robert would ever cash a paycheck; after founding New Jersey Mortgage Co. in 1990, he never cashed another paycheck.

1989
THE JOURNEY • A LEGACY OF LEADERSHIP
1989 | High school graduation
1989 | High school graduation

Graduated high school in 1989. The next chapter began at Dime Savings Bank, where Robert learned mortgage banking.

1985
THE JOURNEY • A LEGACY OF LEADERSHIP
1985–2022

Pumptown Corners converted into Charlie Brown’s at the same Edison, New Jersey location.

THE JOURNEY • A LEGACY OF LEADERSHIP
1974–1985 · NYE date TBD
1974–1985 · NYE date TBD

Young Robert pictured in a tuxedo during a New Year’s Eve celebration at Pumptown Corners.

THE JOURNEY • A LEGACY OF LEADERSHIP
1974–1985
1974–1985

Pumptown Corners operated in Edison, New Jersey, as the family restaurant where Robert learned hospitality from childhood.

1980
THE JOURNEY • A LEGACY OF LEADERSHIP
1980 · Age 10

Began cooking professionally at Pumptown Corners, later a Charlie Brown’s Steakhouse.

THE JOURNEY • A LEGACY OF LEADERSHIP
1980
1980

Robert dressed as Baby New Year at Pumptown Corners during a holiday celebration.

1975
THE JOURNEY • A LEGACY OF LEADERSHIP
1975 · Age 5

Promoted to working at the restaurant soda machine.

1974
THE JOURNEY • A LEGACY OF LEADERSHIP
1974 · Age 4
1974 · Age 4

First paid work: scraping gum from restaurant tables for ten cents per piece.

1970
THE JOURNEY • A LEGACY OF LEADERSHIP
1970

Born — beginning of the family and entrepreneurial story.

Scroll to Top