The Man Behind the Name
Robert Heath Jr.
Entrepreneur. Business Builder. Innovator.
For more than 36 years, Robert Heath Jr. has built businesses, developed entrepreneurial concepts, and pursued opportunities across the mortgage, real estate, hospitality, and service industries.
His entrepreneurial journey began in childhood, working in his father’s restaurant and learning firsthand the value of hard work, customer service, and business ownership.
In 1990, at just 20 years old, Robert entered the mortgage industry, founding New Jersey Home Funding Group alongside his father. What began as a family business grew into a multistate mortgage operation, employing dozens of professionals and participating in more than $2 billion in residential mortgage fundings.
Throughout his career, Robert’s entrepreneurial achievements have attracted local and national recognition, including business advisory recognition, invitations to the White House, and appearances in financial and news media.
His ventures have extended beyond financial services into restaurant ownership, hospitality, vending, and innovative real estate business models.
Today, through Robert Heath Jr. Enterprises, he continues developing businesses designed to challenge conventional approaches, create opportunities, and build lasting value for future generations.
Building Businesses Throughout Generations.
Robert Heath Jr.
entrepreneurial experiences
Robert Heath Jr. Enterprises — umbrella brand bringing together established ventures and new concepts.
Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.
Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.
Development of modern Virtual REWA, Mortgage Advocate, The Work Nest and Pool Muscles. This is distinct from the 2020 REWA 1.0 FSBO lender listing service.
Following a serious accident, Robert underwent surgery and extensive rehabilitation, including learning to walk again.
Marquis Who’s Who in America (2023–2024): Robert R. Heath Jr. was approved as a subject of biographical record in Who’s Who in America, as documented by the original Marquis Who’s Who Publications Board certificate.
Merged New Jersey Home Funding Group into Aceland Mortgage and shifted focus toward hospitality. Website link: “Robert Heath Jr. Hospitality — The Creation of The Bobfather.” The separate Hospitality page begins with Meadows Diner and Pumptown Corners, then covers later restaurant ventures.
Robert appeared on Bill Spadea’s New Jersey 101.5 radio program three times. Original photographs show Robert with Bill Spadea and colleague John Krilla, and at the station.
The FSBO lender listing service operated as REWA 1.0, building on the homeowner-marketing ideas documented in March 2004 and preceding the modern Virtual REWA concept.
Appeared in a televised Channel 9 Chasing News interview discussing mortgage-related issues and consumer advocacy, filmed in Robert’s former office. Video posted approximately 2017; exact original broadcast date not independently confirmed. Original video: https://www.youtube.com/watch?v=PNyiRu5FCl8 Original interview video archived — https://www.youtube.com/watch?v=PNyiRu5FCl8.
The young man with a high school diploma had become a mortgage banking expert helping educate attorneys—an achievement built on real-world experience.
Participated alongside attorney Kevin Hanly, Esq., in a foreclosure-defense educational program for attorneys. Drawing on hands-on mortgage banking experience, Robert helped educate legal professionals about foreclosure in the modern marketplace. The original flyer indicated CLE credits pending; approval status to verify.
Certified Mortgage Planning Specialist (CMPS) credential; certificate records member since January 31, 2008.
Appeared on CNBC’s The Closing Bell for a television interview. Original video archived.
Invited to serve as honorary chairman of the House Majority Trust / President’s Dinner (invitation issued by a political organization).
An Asbury Park Press article documented an early homeowner marketing and FSBO concept—the original roots of what would eventually evolve into Virtual REWA.
Penn Federal Savings Bank merchant recognition. Exact award title (Merchant of the Quarter versus Merchant of the Year) remains to be checked against original plaque.
Appointed to the Congressional Business Advisory Council, preceding the presidential dinner invitations.
Led mortgage operations with four regional offices across New Jersey, Pennsylvania, Nevada, and Florida.
Father retired; Robert continued leading the mortgage business.
New Jersey Mortgage Company was renamed New Jersey Home Funding Group (NJHFG).
Established New Jersey Mortgage Company with his father. The original advertisement reports $15 million in mortgages originated June–December 1990.
Learned the mortgage business at Dime Savings Bank. This was the last time Robert would ever cash a paycheck; after founding New Jersey Mortgage Co. in 1990, he never cashed another paycheck.
Graduated high school in 1989. The next chapter began at Dime Savings Bank, where Robert learned mortgage banking.
Pumptown Corners converted into Charlie Brown’s at the same Edison, New Jersey location.
Young Robert pictured in a tuxedo during a New Year’s Eve celebration at Pumptown Corners.
Pumptown Corners operated in Edison, New Jersey, as the family restaurant where Robert learned hospitality from childhood.
Began cooking professionally at Pumptown Corners, later a Charlie Brown’s Steakhouse.
Promoted to working at the restaurant soda machine.
Born — beginning of the family and entrepreneurial story.




















